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Senior Software Engineer, Backend (Card)

Affirm - Poland - Remote - posted 2026-08-05

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Salary: PLN 308,000 - 428,000 / annual

Affirm is reinventing credit to make it more honest and friendly, offering buy-now-pay-later solutions without hidden fees or compounding interest. This Senior Backend Engineer role focuses on card products and payment infrastructure, working on both real-time transaction processing (millisecond-level latency) and post-transaction ledgering and reconciliation systems. You will own quarterly goals for your team, lead engineers through ambiguous problems, and ensure team support throughout delivery. You'll collaborate with product management, design, and analytics on ideation, articulating technical constraints and partnering on risk/trade-off decisions. You'll proactively identify and lead solutions to project, process, technology, and business issues. Responsibilities include supporting operations and availability of team artifacts through metrics creation and monitoring, escalating issues, and participating in on-call efforts. You'll foster a culture of quality and ownership by setting or improving code review and design standards, advocating for them across the organization through writing and tech talks. You'll develop talent on your team through feedback, guidance, and leading by example. Required: 4+ years as a software engineer with experience designing, developing, and launching backend systems at scale using Python, Kotlin, AWS, MySQL, and Kubernetes. You should have shipped front-end applications and can define technical plans for significant features with elegant, simple, extensible designs. You write high-quality, easily understood code, make significant changes safely in large codebases, and demonstrate ownership of your growth. Strong verbal and written communication skills are essential for collaborating with a global engineering team. Affirm is remote-first; the majority of roles are remote and can be located anywhere in Poland. The company offers flexible spending wallets for tech, food, and lifestyle, away days for wellness, learning and development programs, parental benefits, and employee resource groups. This role is eligible for creative tax benefits subject to applicable law.

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