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Insurance Sales Representative (Base Salary + Monthly Incentives)

Kin Insurance - Remote - Remote - posted 2026-09-16

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Salary: USD 60,000 - 0 / annual

Kin Insurance is seeking licensed Insurance Sales Representatives to convert high-intent homeowners into long-term customers through expert guidance and consultative sales. This is an inbound sales role where you'll handle customer inquiries via phone, email, and text, leveraging company-provided warm leads from the marketing team. Your focus is on closing sales and delivering exceptional customer experiences from first contact through policy issuance. You will connect with potential customers to understand their needs and recommend tailored homeowners insurance solutions. You'll consistently meet or exceed sales targets by building strong customer relationships and applying effective sales techniques. You'll clearly communicate the value and benefits of Kin's insurance products while addressing customer questions with confidence. The role requires partnering cross-functionally with underwriters and customer service representatives to ensure smooth experiences from initial inquiry through policy issuance. You'll simplify complex insurance concepts and guide customers toward coverage that best protects their assets. Kin is a remote-first, venture-backed fintech company founded in 2016, focused on making homeowners insurance simpler and more affordable. The company has strong unit economics, is profitable, and has been recognized by Built In Chicago, Forbes (America's Best Startup Employers, Fintech 50), and Great Places to Work. Top performers in this role consistently reach six figures and beyond through uncapped commissions and performance incentives. Shift and training requirements: You must be available Monday–Friday for one of two assigned shifts (9:00 AM–6:00 PM CST or 11:00 AM–8:00 PM CST), with a rotating Saturday shift required every 4–6 weeks. There is a mandatory paid training period of 8+ weeks. The company is currently hiring for the October 12th, 2026 training class. Compensation includes a base salary of $60,000 ($63,500 for bilingual agents), on-target earnings (OTE) starting at $88,000 with uncapped earnings, a $4,000 annual bonus tied to policy attainment goals, and ongoing monthly bonus eligibility through the Kin Sales Incentive Program. Additional benefits include medical, dental, vision, life, and disability insurance; employee assistance program; voluntary benefits (accident, hospital indemnity, critical illness, legal assistance, pet insurance); company equity via RSUs; 401(k) with up to 4% match; 11 days accrued PTO, 7 paid sick days, 8 paid company holidays; paid parental leave (14 weeks for birthing parents, 8 weeks for non-birthing parents); professional development opportunities; and referral bonuses. Recognition programs include the Terry Berry Perks Program, President's Club for top 15 agents, and milestone and monthly recognition awards. REQUIREMENTS: - At least 6 months of P&C insurance experience in a fast-paced sales environment (homeowners, auto, and/or call center experience a plus) - Active P&C license in your current state of residence - Proven track record of closing sales and exceeding targets - Ability to build trust quickly through clear, confident communication - Comfort adhering to performance metrics, schedules, and training requirements - Proficiency with CRM systems and telephone software, including managing multiple platforms simultaneously - Self-motivated, results-driven mindset with a passion for hitting goals Bonus qualifications: - Licensed in California - Surplus Lines License The company will also consider candidates with prior insurance sales experience (even if not recent) with an active license and continuing education, or strong sales experience from other industries.

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