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Collections Manager (Retail)

Revolut - Remote - Remote

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Revolut is a fintech company on a mission to give people more from their money through spending, saving, investing, exchanging, and travel products. With 80+ million customers and 13,000+ employees globally, the company is scaling rapidly. The Collections Manager role sits within Revolut's Credit team, which creates and scales lending features across global markets. You will build out in-country debt collections processes and procedures for Argentina, managing the end-to-end collections lifecycle for retail credit portfolios. Key responsibilities include: - Leading the development of compliant and effective debt collections processes - Owning and managing the entire debt collections process for retail credit portfolios - Ensuring collections processes are efficient and compliant with local laws - Optimizing both in-house and outsourced collection capabilities using technology, analytics, and strategic payment programs - Documenting policies and procedures for debt collection and recoveries - Developing collection strategies to maximize recoveries and improve cure rates - Continuously improving collection processes, metrics, and tools - Selecting and overseeing debt collection agencies (DCAs) to ensure SLA adherence - Managing performance and relationships with third-party service providers This is a hands-on role that combines process design, team oversight, and strategic optimization. You'll work with the latest technology and analytics to drive improvements in collections performance. REQUIREMENTS: - 4+ years of experience in debt collection and recoveries in a retail bank, fintech, or debt collection agency - Experience creating and documenting collections processes - Solid understanding of debt portfolio management, debt sales, and debt restructuring - Good knowledge of credit products - Knowledge of local debt collection laws and regulations (Argentina-specific knowledge valuable) - Performance and relationship management skills with third-party service providers - Highly analytical mindset with excellent problem-solving skills - Curiosity and drive to identify and implement improvements and automation opportunities

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