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Better.com is rebuilding home finance as an AI-native platform, having funded over $110B in loans and raised $1.2B+ in equity. The company operates at significant scale while rethinking homeownership from the ground up.
You will own the integrity of Better's financial records, from loan-level accounting on funding day through consolidated quarterly public financial statements. This is a build role focused on modernizing mortgage accounting infrastructure rather than maintaining legacy processes.
Key responsibilities include:
• Owning the monthly, quarterly, and annual close across all legal entities, general ledger, consolidation, and intercompany accounting, driving cycle time reduction while maintaining control
• Leading technical accounting for mortgage banking instruments: loans held for sale under fair value option, mortgage servicing rights, interest rate lock commitments, TBA hedges, and loan sale/transfer accounting under ASC 860
• Partnering with Capital Markets and Secondary teams on gain-on-sale, hedge results, and loan-level reconciliation from origination and servicing systems to the general ledger
• Managing repurchase and representation-and-warranty reserves, including supporting models and documentation
• Owning SEC reporting end-to-end: 10-K, 10-Q, 8-K, XBRL tagging, Audit Committee support, and disclosure committee coordination
• Running SOX and internal control over financial reporting: design, documentation, testing, remediation, and liaison with internal and external auditors
• Overseeing regulatory and counterparty reporting: agency seller/servicer requirements (Fannie Mae, Freddie Mac, Ginnie Mae), HUD/FHA audited financials, state licensing, NMLS Mortgage Call Reports, and facility covenant certificates
• Owning accounting for stock-based compensation, equity instruments, leases, fixed assets, payroll, accounts payable, and income tax provision coordination
• Writing technical memos on new standard adoptions, financing structures, and non-routine transactions; defending positions with auditors
• Partnering with FP&A on budget-vs-actual reviews, forecasting, and long-range planning
• Developing and scaling the accounting team across US and India locations
• Improving close speed and accuracy through automation and data quality improvements across Operations, Capital Markets, and Engineering
You will lead a team of 25+ across general accounting, loan accounting, and financial reporting, with team members based in the US and India, reporting to the Chief Financial Officer.
Required qualifications: Active CPA with 10+ years progressive accounting experience including Big 4 or national firm public accounting; 3+ years in mortgage banking, specialty finance, or financial services accounting with hands-on exposure to loans held for sale, MSRs, interest rate lock commitments, hedging, and gain-on-sale; experience as Controller, Assistant Controller, or Director of Accounting at an SEC registrant with personal ownership of SEC reporting and SOX 404; 5+ years leading accounting teams including managing managers; deep technical judgment across ASC 860, 815, 820, 825, and 718; track record of improving functions through systems implementations, close acceleration, or automation; high integrity and judgment on escalation decisions; comfort with speed, ambiguity, and rapid business change.
Nice-to-have: Public company transition experience (IPO or de-SPAC); ERP implementation or optimization experience (NetSuite, Workday, Oracle, SAP); experience with securitizations, MSR sales/financing, or sub-servicer oversight.