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Raisin is a leading fintech platform connecting consumers with banks across the EU, UK, and US to provide better savings and investment rates. The company manages over 80 billion euros in assets for more than one million investors.
The Payments team at Raisin Bank ensures secure, compliant, and efficient execution of all money movements across Europe. As a fully licensed bank, the team manages the end-to-end payment lifecycle from customer transactions to partner settlements, supporting both the retail platform and B2B Banking-as-a-Service offerings.
In this role, you will lead and own payment-related projects independently, including discovery, implementation, and coordination with Product and Engineering teams. You'll work hands-on with core payment systems and schemes including TARGET, SWIFT, SEPA, and SEPA Instant. Key responsibilities include developing test concepts and executing user acceptance testing (UAT) for payment-related changes, monitoring and investigating payment incidents with root-cause analysis, and conducting technical and regulatory research on payment infrastructure changes.
You will represent Payment Operations in internal and external working groups, technical showcases, and annual industry tests (e.g., Bundesbank, SWIFT). As a subject matter expert, you'll maintain Payments-related documentation and drive continuous process optimization and automation to improve operational efficiency and scalability.
Required qualifications include a Bachelor's or Master's degree in Business Administration, Engineering, Finance, Economics, or related field, with 5+ years of experience in payments, operations, business analysis, or project management ideally in fintech, banking, or fast-paced tech environments. You need deep understanding of European payment infrastructures and schemes, strong hands-on experience with SQL and data analytics tools (e.g., Looker), and a proven track record in process optimization, project delivery, and stakeholder management. Professional English and at least B2-level German language skills are required.
