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Senior Motor Fleet Underwriter

Flock - London, United Kingdom - Hybrid - posted 2026-07-24

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Flock is transforming motor fleet insurance through real-time, data-driven technology. The company has insured nearly 1 billion connected miles and counts Amazon, DPD, Uber, and Bolt among its fleet customers. With over £50M in funding, Flock aims to become the leading insurance provider for connected and autonomous vehicles. As Senior Motor Fleet Underwriter, you will manage a large business portfolio while leveraging advanced analytics and AI to assess risk and optimize underwriting processes. You'll have autonomy to develop junior team members, contribute to team targets, and help unlock growth into new market segments and emerging mobility trends. The role involves using AI tools to extract risk data from submissions and triage cases faster, freeing your time for judgment-based decisions that require experienced underwriting expertise. Key responsibilities include: maintaining and developing strong broker relationships; collating data and providing portfolio analysis support to the Head of Underwriting; gathering and improving risk information processes for seamless client and broker experiences; identifying opportunities to enhance policy wording and coverage; staying current with rapidly evolving market trends and cutting-edge motor fleet products; actively training and developing underwriting and operations team members; and using AI effectively in underwriting work while maintaining independent judgment on all decisions. You'll bring extensive motor fleet underwriting experience, a proven track record with broker relationships, and comfort using AI in underwriting processes. Preferred qualifications include experience with large corporate customers, ACII certification or progress toward it, and collaboration experience with product teams on roadmap enhancements. Flock operates a hybrid model with a minimum of 3 days per week in the Central London office (near Moorgate and Liverpool Street). Client and broker site visits can substitute for office days. The company offers 25 days holiday plus bank holidays, share incentive plan, workplace pension, private medical insurance, salary sacrifice schemes, enhanced parental leave, £1,000 annual professional development budget, and 3 days paid L&D leave.

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