SlipstreamJobs tracks this role from the company's public career site. Apply directly on the employer's site.
Salary: GBP 125,400 - 169,600 / annual
Monzo is a fintech company on a mission to make money work for everyone, offering personal and business bank accounts, credit cards, savings, investments, and pensions in the UK with plans for international expansion.
The Credit Platform squad builds shared infrastructure powering lending decisioning across Monzo's products. This role leads a team of five Credit Analysts, shaping the evolution of the platform and driving the next generation of lending capabilities.
Key responsibilities include:
• Shape the Credit Platform roadmap: Define strategy for Monzo's shared credit infrastructure, enabling Product Credit teams to develop, evaluate, and deploy lending strategies across retail and business lending products in the UK and new global markets.
• Build Credit Valuation Infrastructure: Lead evolution of infrastructure supporting credit valuation (NPV), decisioning capabilities, and data foundations that power lending across products.
• Drive Analytics & Insights: Leverage real-time analytics and self-serve tools (Looker) to support data-driven decisions and identify high-impact business problems.
• Cross-functional Leadership: Work with Credit, Product, Engineering, and Data teams to build scalable, consistent credit capabilities globally.
• Team Development: Lead, mentor, and grow a team of five Credit Analysts, fostering analytical rigor and creative problem-solving.
• Scale International Capabilities: As Monzo expands globally, ensure the platform delivers consistent, scalable credit solutions across markets.
The role combines strategic platform thinking with hands-on credit risk expertise. You'll work in an agile environment where ideas rapidly transform into reality, supported by cutting-edge technology and data infrastructure. The team values powerful analytics, empowerment through self-serve tools, and solving high-impact business problems.
