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Revolut is seeking a Retail Credit Risk Manager to oversee and manage retail credit risk across the organization's growing credit portfolio. This role sits within the second line of defense (risk function) and is critical to ensuring the business operates safely while maintaining profitability.
You will be responsible for quantifying retail credit risk exposures, evaluating first-line proposals against risk appetite, and ensuring full compliance with Mexican regulatory frameworks (CNBV and BANXICO). Key responsibilities include overseeing end-to-end credit provisions calculations, working with the Risk Modelling team to design and implement retail credit risk models (PD/EL), and managing risk appetite through limit calibration and monitoring.
You'll engage with first-line business teams to identify and monitor emerging retail credit risks, including new product assessments. You'll also partner with key stakeholders, committees, and regional regulators on material credit risk exposures and governance. The role requires maintaining policies, procedures, and controls while protecting the company from excessive risk-taking.
Required qualifications include 1+ years of retail credit risk experience (credit cards, personal loans, payroll loans, auto loans, etc.), understanding of retail credit risk modelling, strong analytical skills, and experience within banking and the second line of defense. Nice-to-have qualifications include a degree in finance, economics, statistics, or exact sciences; experience developing and implementing credit risk policies; familiarity with regulatory requirements and reporting standards; and excellent stakeholder management and communication skills.
Revolut is a fintech super app with 75+ million customers and 13,000+ employees globally. The company has been certified as a Great Place to Work and emphasizes diversity, inclusion, and building innovative financial products.
