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Principal Product Manager, Mobile Product

PayJoy - San Francisco, CA, United States - In-office - posted 2026-08-03

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PayJoy is a mission-driven Public Benefit Corporation providing secured credit solutions to underserved customers in emerging markets. The company has achieved product-market fit, profitability, and serves over 18 million customers as of 2025, leveraging proprietary technology, machine learning, data science, and anti-fraud AI. As Principal Product Manager for Mobile Product, you will own the vision, architecture, and execution of transforming PayJoy's mobile apps into a world-class destination platform. This is a senior individual contributor role reporting to the SVP of Product Management, positioning you to work directly with engineering leadership and the executive team. You will be responsible for: - Defining the product strategy and vision for PayJoy's mobile platform - Leading the product team responsible for mobile app excellence - Partnering with engineering leadership to shape technical architecture and execution - Collaborating with the executive team on strategic initiatives - Driving the next phase of platform growth and capability PayJoy is at an inflection point with proven product-market fit and profitability, now pursuing a step-change in how the company builds products. This role is central to that transformation. You'll have genuine ownership, executive partnership, and the opportunity to shape a financial platform that millions of people depend on for their financial lives. This opportunity is ideal for someone with a track record of building great consumer applications who wants to apply that expertise where it has meaningful impact on financial inclusion in emerging markets.

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