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Principal Product Manager

Funding Circle - London, United Kingdom - Hybrid - posted 2026-09-24

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Funding Circle is a fintech platform that uses data-driven technology to provide small businesses with funding in minutes rather than weeks. The company has evolved from a single loans product into a multi-product lending and spending platform, and is now a public company with the energy and autonomy of a startup. You will lead the platform capabilities that power all of Funding Circle's products—the shared infrastructure that every team depends on. This includes customer data management, third-party integrations (credit agencies, open banking), identity and access controls, CRM systems, and the engineering platform itself. Your role reports to the Head of Engineering for Platform Capabilities. Key responsibilities: - Deeply understand internal customers across Risk, Operations, Sales, and Engineering teams, recognizing their competing priorities and aligning them toward a coherent platform strategy - Set strategy and roadmap for platform capabilities including identity/access services and the engineering platform - Own migrations and system transitions, deciding when to migrate and driving adoption across teams - Partner with Architecture, Product Engineering, and product leads on Loans, FlexiPay, and Cards to ensure alignment - Conduct regular discovery with cross-functional teams and manage change adoption - Success is measured by whether dependent teams ship faster, solve problems independently, and complete migrations successfully You will work in a hybrid model (3 days in London office) and join a high-performing team that values autonomy, ownership, and collaboration. Last year, businesses on the platform generated £7.2bn for the UK economy. Requirements: - Proven experience owning shared infrastructure or capabilities that other teams depend on, earned through adoption rather than mandate - Technical depth sufficient to discuss trade-offs, interfaces, and migration costs with engineers, while knowing when to defer technical decisions - Ability to influence Risk, Operations, or Sales teams without direct authority; proactive in identifying their problems - AI-native mindset with hands-on experience building with Claude Code, Codex, or similar tools - Strong writing and presentation skills to align Architecture, Engineering, and Product leadership - Experience in fintech or other regulated businesses with operational complexity - Track record running system migrations and managing adoption - Deep understanding of regulated business constraints; treat auditability and data protection as design requirements, not post-hoc reviews

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