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Revolut is a global fintech super app with 75+ million customers, offering spending, saving, investing, exchanging, and travel features. The Credit team creates and scales lending products that power global growth, managing the entire product lifecycle from backend systems to customer-facing experiences.
As Head of Lending, you will lead the credit function for a regional market (Peru/South Africa), responsible for designing and implementing lending strategy, managing credit risk policies, and overseeing the local loan portfolio. You'll build and lead a local team to define underwriting, portfolio management, and collections policies tailored to the region. Key responsibilities include managing regulatory relationships and interactions with local authorities, validating underwriting strategies, and driving both preventative and reactive market and product initiatives.
You'll oversee branch activities, establish and execute territory-level credit policies, manage credit decisioning frameworks, and ensure portfolio performance aligns with risk appetite. This is a high-impact role combining strategic leadership, risk management expertise, and regulatory acumen in a fast-growing fintech environment.
Required: 7+ years as a bank executive with deep knowledge of retail lending products in the target region. You must have expertise in building risk models, credit decisioning, and regulatory engagement. Strong team leadership, recruitment, and communication skills are essential, along with an entrepreneurial mindset and personal resilience. Executive committee experience is a plus.
