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Revolut is seeking a Head of Lending to scale its lending business and expand retail product offerings in the Philippines. This is a director-level role responsible for building and managing the regional lending business from the ground up.
Key responsibilities include:
- Setting the vision and strategy for new lending products and features tailored to the regional market
- Building credit products with world-class customer experiences
- Managing regulatory relationships to secure lending licenses and navigate local compliance requirements
- Owning the regional credit P&L and financial performance
- Establishing partnerships with credit bureaus and other third-party providers
- Collaborating with Risk leadership to balance credit risk management with customer acquisition friction
- Scoping localized market requirements including technical infrastructure, features, and funding options in coordination with Treasury
- Leading cross-functional go-to-market execution and marketing campaigns with global teams
Required qualifications:
- 8+ years of experience in retail credit products, ideally credit cards
- Demonstrated track record of building credit products or lending businesses
- Deep knowledge of regional retail credit landscapes, regulatory frameworks, and consumer behavior
- Expertise with alternative data sources for credit underwriting and risk profiling
- Strong understanding of risk management principles
- Detail-oriented, structured approach to problem-solving
- Excellent interpersonal and negotiation skills
- Strong data fluency and background in objective decision-making
- Fluent English with ability to communicate clearly with global stakeholders
Nice-to-have qualifications include a master's degree in a relevant field, working knowledge of SQL/R/Python, and experience in fast-paced fintech environments.
