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Revolut is a global fintech company with 75+ million customers, on a mission to give people more visibility, control, and freedom with their money. The Credit team creates and scales lending features that power global growth, managing the entire product lifecycle from backend systems to customer-facing experiences.
As Head of Business Lending, you will design credit risk policies, procedures, and strategies for Revolut's business lending features. You'll manage validation of the underwriting strategy and lead both preventative and reactive actions in response to market and product developments.
Key responsibilities include:
- Building and leading the local lending team to define and implement business lending strategy in France
- Managing overall risk of the loan portfolio
- Managing regulatory relationships and ensuring compliance
- Establishing and executing the territory's underwriting, portfolio management, and collections policies
- Ensuring commercial success and product competitiveness
- Working through market and customer needs to manage business lending features and commercial strategy
- Delivering the highest quality features, support, and service levels
You'll need 7+ years of experience in business lending and as a bank executive, with expertise in building and managing credit decisioning/risk models and regulatory engagement. Strong leadership capabilities, entrepreneurial drive, and the ability to recruit and lead a team are essential. Experience understanding credit portfolio performance and excellent communication skills are required. Executive committee experience is a nice-to-have.