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Salary: EUR 3,800 - 4,800 / monthly
Revolut is seeking a Credit Policy Manager to design and manage credit risk policies, procedures, and strategies for its mortgage retail lending product in Lithuania. This is a high-impact role within Revolut's Credit department, which designs, develops, and launches credit products globally.
You will be responsible for creating mortgage lending policies and frameworks, building and scaling underwriting systems that balance risk, operational efficiency, and customer experience. Key responsibilities include making data-driven decisions on marginal decision-making, managing credit limits and risk-based pricing, adjusting portfolio returns as new data emerges, and conducting quality assurance reviews to ensure accuracy and compliance.
You'll support annual budgeting and sales forecasting by analyzing market and industry trends, provide training and mentorship to strengthen credit risk management awareness, and contribute to product development and funnel optimization initiatives. The role requires intensive monitoring of credit KPIs, tracking performance of ongoing initiatives, and ensuring approval from first-line, second-line, third-line, and regulatory functions.
Required qualifications include a proven track record managing credit risk for mortgage products or related credit products (credit cards, unsecured personal loans), a bachelor's degree in a quantitative field (economics, management, mathematics, engineering, statistics) from a top university, solid understanding of credit policy governance frameworks and credit risk models, and excellent working knowledge of SQL and data analysis tools. You should demonstrate forward-thinking problem-solving, critical thinking, and the ability to explain complex concepts simply.
Nice-to-have qualifications include a master's degree and proficiency in R and Python. This is a remote role based in Lithuania, offering significant opportunity to shape Revolut's mortgage product as it scales globally.
