SlipstreamJobs tracks this role from the company's public career site. Apply directly on the employer's site.
Allica Bank is the UK's fastest-growing fintech firm, focused on serving established SMEs with tailored lending solutions. The Cashflow Finance team provides credit facilities to profitable businesses whose funding needs are supported by sustainable cash generation rather than collateral.
As a Cashflow Finance Analyst, you will be a core member of the deal team, working alongside Regional Leads on new lending opportunities from initial client meetings through credit approval, documentation, and completion. You will develop deep understanding of client businesses, their strategies, financial performance, and funding requirements.
Key responsibilities include:
- Participate in initial client and adviser meetings to explore business models, strategies, financial performance, and funding needs
- Conduct detailed analysis of year-end accounts, management accounts, cashflow data, and forecasts using Allica templates and analytical tools
- Assess earnings quality, cash generation, leverage, liquidity, working-capital requirements, and debt service capacity
- Build, review, and challenge financial forecasts and transaction models with base-case and downside sensitivities
- Prepare clear, well-supported financial analysis and credit submissions with recommendations
- Structure lending proposals including facility size, tenor, repayment profile, pricing, and covenants
- Coordinate financial, commercial, and legal due diligence activities
- Manage transactions through credit approval, documentation, and completion
- Act as key coordinator between clients, advisers, Credit, Legal, and internal stakeholders
- Maintain accurate deal, pipeline, and activity records in CRM systems
Essential qualifications: strong financial analysis capability, proficiency in financial modelling and sensitivity analysis, commercial curiosity and sound judgement, clear written and verbal communication, strong Excel skills with PowerPoint and Word competence.
Desirable experience includes cashflow lending, leveraged finance, corporate banking, transaction services, or audit roles; experience preparing credit or investment papers; relevant accountancy, banking, or finance qualifications; and experience with SME or mid-sized corporate clients.
