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Salary: USD 100,000 - 120,000 / annual
Cover Genius is the global infrastructure for embedded protection, operating in over 60 countries and all 50 US states. The company protects customers of major digital platforms including Klarna, Revolut, Stripe, Priceline, Agoda, Booking.com, Turkish Airlines, Tongcheng Travel, eBay, and Uber. With 73M+ customers protected across 240M policies and $3.2BN in gross written sales, Cover Genius recently achieved 40% YoY revenue growth and raised $100M at a $1.9BN valuation. The company is now accelerating growth through an AI-first roadmap focused on hyper-personalization, agentic distribution, and automated claims infrastructure in the $70B embedded protection market.
As an Associate Insurance Product Manager, you will be the resident expert on specific product lines and the go-to resource for coverage analysis, innovation, pricing, and filing requirements. You will independently support product development and carrier operations for the US Warranty line, taking ownership of discrete workstreams within product builds or carrier accounts. You will develop an integrated understanding of how product design and capacity placement interact.
Key responsibilities include: providing analytical insights on product performance and carrier reporting discrepancies; owning specific product modules (pricing tables, coverage schedules, policy wording) or carrier operational requirements (monthly reporting, premium payments, reconciliations); supporting day-to-day carrier relationship management and sourcing for assigned Warranty accounts; collaborating with Legal, Actuarial, Finance, and Tech teams to translate product and carrier requirements; coordinating responses to carrier due diligence questionnaires and audit requests; identifying and flagging operational or compliance risks; and assisting senior Insurance Managers in preparing submission decks and capacity requests.
You will work closely with senior Insurance Managers, Pricing, Legal, Actuarial, Finance, and Tech teams to design profitable, scalable, and partner-suited products. The role provides analytical and documentation support that keeps carrier relationships and product delivery timelines on track.
Cover Genius operates on hybrid principles: work from home Wednesday and Thursday, in-office Monday, Tuesday, and Friday with flexibility around start/finish times.
REQUIREMENTS:
- 1–2 years of prior experience in insurance product development, pricing, underwriting support, or a related operational/analytical role
- Track record in ongoing product and portfolio management
- Experience in designing and writing policies and other insurance-related documentation
- Bachelor's degree in business or a relevant field (postgraduate degree and/or record of academic achievement desirable)
- Ability to communicate clearly, both verbally and in writing, including to non-insurance stakeholders (Tech, Finance, Legal)
- Excellent organizational skills and follow-through on discrete workstreams with limited oversight
- Comfort working cross-functionally in a fast-paced, start-up environment
- Analytical mindset and ability to spot and flag reporting discrepancies or risk issues before they escalate
- Developing subject-matter understanding of insurance product design and commercial terms (commission, profit share, binder structures)
