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Solaris is Europe's leading embedded finance platform, offering Banking-as-a-Service solutions to SMEs and large multinational companies. The company holds a full German banking license and operates a proprietary modular B2B tech stack. Founded in 2016 and headquartered in Berlin, Solaris employs 300 people across Europe.
You will join the Lending team, which develops and maintains all lending products across the Solaris SE platform, including overdrafts, installment loans, and credit cards. The Credit Risk Tech team—an integral part of the broader lending organization—builds solutions for regulatory-compliant credit risk management. This includes credit assessments, credit risk monitoring, early warning systems, and credit agency integrations.
As Senior Product Owner for Credit Risk Tech, you will own a product sub-domain end-to-end, from conceptualization through delivery. You will form the leadership team for this domain alongside engineering counterparts, owning and driving the vision, strategy, and priorities of credit risk tech products in collaboration with the broader Solaris SE product team.
Key responsibilities include:
- End-to-end product management: take full ownership of the credit risk tech domain, ensuring alignment with business goals
- Stakeholder collaboration: build and maintain strong relationships across Credit Risk Management, Operations, Legal, and other departments, communicating product vision and strategy clearly
- Strategic roadmap development: contribute to product roadmap creation and execution, setting clear priorities and milestones
- Agile leadership: implement and refine agile methodologies within the development team to enhance productivity and delivery quality
- Solution design and innovation: drive development of solutions that meet market needs and user expectations, staying ahead of industry trends
- Operational excellence and compliance: proactively identify, manage, and mitigate risks within your product domain, aligning with Solaris compliance and policy standards
The role emphasizes combining finance and technology expertise, analytical problem-solving, data-driven decision-making, and collaborative team dynamics. You will work with AI tools, think critically about AI outputs, and contribute to responsible AI practices. The posting notes that responsibilities and scope will vary based on experience level, and the company values real personal and professional development over titles.
Benefits include home office budget, €1,000 annual learning and development budget with transparent growth framework, competitive salary with variable remuneration, monthly meal allowance, Deutschland ticket subsidy, 28 vacation days (increasing to 30 after 2 years, 31 after 3 years), and opportunity to work abroad up to 12 weeks per year.
Requirements:
- Domain expertise in Credit Risk Management, ideally in a regulated financial institution
- At least 3 years of experience as a Product Owner or similar role
- Passion for combining finance and technology
- Highly analytical with excitement for solving complex problems
- Data- and outcome-driven mindset; focus on business KPIs before building
- Collaborative nature; ability to engage development teams and stakeholders in finding solutions
- Comfort with AI tools, critical thinking about AI outputs, and willingness to develop AI capabilities
- Process and API thinking; push for holistic views
- Strong team player with knowledge of agile methodologies
- Excellent English communication skills (written and verbal); German is a plus
