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PayJoy is a mission-driven Public Benefit Corporation providing credit solutions to underserved customers in emerging markets. The company uses patented secured credit technology, machine learning, and anti-fraud AI to serve over 18 million customers while maintaining profitability.
As Senior Product Manager for the Credit Line Platform, you will own end-to-end discovery, solution design, and implementation of the Loan Management System (LMS) for credit line products. Your scope includes underwriting, payments, withdrawals, amortization, internal functions, and customer invoicing.
Key responsibilities include:
- Define product strategy and roadmap for the LMS platform
- Lead cross-functional discovery and requirements gathering with engineering, data science, operations, and finance teams
- Design solutions that balance customer experience, risk management, and operational efficiency
- Drive implementation and launch of new credit line features and products
- Analyze customer data and market trends to inform product decisions
- Collaborate with underwriting and payments teams to ensure seamless integration
- Monitor product performance metrics and iterate based on customer feedback
You will work closely with engineering, data science, compliance, and business operations to build a world-class credit platform serving emerging markets. This is a high-impact role where your decisions directly affect millions of customers' financial lives.
