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Scalable Capital, a leading European fintech platform with over €30 billion in assets under management and 700+ employees, is seeking a Senior Operations Payment Manager to join their Munich headquarters.
In this role, you will take end-to-end ownership of daily reconciliation, SEPA payment processing, and liquidity management, ensuring operational continuity and managing incident response during outages. You will design scalable processes from scratch, identify optimization opportunities across the organization, and prioritize improvement initiatives to achieve operational excellence while eliminating operational risks and control gaps.
You will supervise, guide, and mentor team members to ensure high quality standards and flawless execution. You will evaluate complex cash transaction analyses and solution proposals, make fact-based decisions, and align with internal stakeholders across various seniority levels. Additionally, you will coordinate and own communication with external partners for liquidity management and SEPA payments, including trustees, central banks, and service providers.
Scalable Capital is a fast-growing fintech startup offering digital investment and banking services across Europe, including a brokerage platform, digital wealth management, and banking products. The company operates with a full banking license and serves over one million clients.
QUALIFICATIONS:
- Completed banking apprenticeship or Bachelor's degree in finance, accounting, or equivalent
- Multiple years of experience in financial services; involvement in a bank's middle or back office preferred
- Deep, comprehensive knowledge of payment and banking processes, including SEPA payments, account reconciliation, backend technologies, and external partner dependencies
- Ability to deal with ambiguity, evaluate results, make fact-based decisions, and update stakeholders while managing competing business-critical priorities
- Composure in stressful, time-sensitive situations requiring quick and diligent response
- Excellent verbal and written communication skills; fluent in English (written and spoken); German is a plus
