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Pine is a fintech company transforming home financing in Canada through innovative technology. The company is backed by prominent North American VCs and is positioned to disrupt the Canadian mortgage market.
In this Senior Financial Analyst role, you will own critical accounting and financial analysis functions across the organization. Your responsibilities span three core areas:
**Accounting Support:** Lead month-end close processes including reconciliations, bookkeeping review, adjusting entries, and financial statement preparation. Maintain and reconcile general ledger accounts, including weekly reconciliation of funding remittance and clearing accounts. You will own the accuracy, completeness, and reliability of financial data across multiple subsidiaries and ensure compliance with applicable accounting standards and financial reporting requirements. You'll research and recommend appropriate accounting treatment for complex or non-routine transactions.
**Financial Analysis:** Apply strong accounting principles to analyze financial statements, identify trends, and generate actionable insights. Gather and synthesize financial and operational data from multiple sources to track and monitor key performance indicators. Conduct routine and ad hoc scenario analyses to quantify potential outcomes and assess financial and revenue implications of business decisions. Develop clear reporting and analysis that helps management understand business performance, key drivers, and emerging trends.
**Strategic Business Support:** Partner with management to develop budgets, forecasts, and variance analyses that support strategic decision-making. Identify and implement opportunities to improve processes, controls, and efficiency across the accounting and finance function. Own routine and ad hoc reporting for external stakeholders. Support the Head of Finance with strategic initiatives, financial analysis, and other ad hoc projects.
This is an individual contributor role with significant scope and responsibility for financial accuracy and strategic insights, but does not involve managing people.
**Requirements:**
- 5+ years of relevant experience in financial analysis, accounting, corporate finance, or similar role
- Financial reporting expertise: strong knowledge of accounting principles and financial reporting standards, with ability to assess and recommend accounting treatment for complex transactions
- Management reporting: strong experience with variance analysis, KPI reporting, and developing dashboards or reporting packages that clearly communicate business performance and insights
- Advanced Excel skills: experience building and managing complex financial models and spreadsheets using advanced formulas, data tools, and/or automation to streamline recurring work
- Critical thinking: ability to evaluate information objectively, challenge assumptions, and develop data-informed recommendations; demonstrates strong analytical rigor and attention to detail
- Communication skills: ability to clearly communicate complex financial information and recommendations to both financial and non-financial stakeholders
- Ownership and adaptability: proactive, ambitious mindset with ability to take ownership, solve problems, learn new skills as needed, and work effectively both independently and cross-functionally
- Data visualization: familiarity with analytical tools beyond Excel and ability to present financial and business data in a clear and intuitive way
