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Salary: USD 105,000 - 145,000 / annual
Chime, a fintech company, is seeking a Senior Business Analyst to support Third Party Risk Management (TPRM). In this role, you will assess and oversee third-party relationships—including vendors and partners—throughout the TPRM lifecycle. You will conduct business due diligence, assess third-party risk, and coordinate risk assessments with cross-functional partners including Information Security, Privacy, Compliance, Enterprise Risk Management, and Legal.
Key responsibilities include:
- Review and challenge Inherent Risk Questionnaires (IRQs) with business owners to validate information and determine appropriate risk and criticality ratings
- Conduct business due diligence including corporate registration reviews, reputational checks, insurance coverage analysis, and background coordination
- Manage assigned third-party assessments through completion, coordinating with stakeholders to address questions and escalate concerns
- Facilitate vendor approval processes with Chime's bank partners, tracking approvals and responding to follow-up requests
- Identify and document TPRM assessment issues, partnering with stakeholders to track and resolve third-party risk and remediation activities
- Support ongoing monitoring and periodic reassessments of third-party relationships
- Clearly document TPRM assessments, risk decisions, and supporting rationale
- Provide guidance to business owners on TPRM requirements, processes, and expectations
- Contribute to TPRM program development through process improvements, tooling enhancements, reporting, and policy updates
- Support internal audits, regulatory examinations, and bank partner oversight activities
Chime operates on a hybrid model with four days in-office and Fridays remote for those near an office location. The company offers comprehensive benefits including health coverage, generous vacation, up to 22 weeks paid parental leave for birthing parents, annual wellness stipend, and community service time.
REQUIREMENTS:
- 4+ years of experience in Third Party Risk Management, Vendor Risk Management, Operational Risk, Compliance, Audit, or related risk management function
- Experience with third-party risk assessments, due diligence, and related TPRM activities
- Strong analytical and critical-thinking skills with ability to challenge information, identify gaps, synthesize from multiple sources, and make risk-based decisions
- Strong stakeholder management and communication skills across business owners, risk functions, and cross-functional teams
- Strong organizational skills to manage multiple assessments, approvals, and competing priorities
- Experience contributing to risk program initiatives such as process improvement, policy development, tooling enhancements, reporting, or audit support
- Familiarity with regulatory expectations and industry practices for third-party risk management, including applicable interagency guidance
- Preferred: Experience in financial services, fintech, banking, or another regulated environment
- Preferred: Familiarity with Third Party Risk Management platforms, workflow tools, and reporting solutions
