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Senior Accounting Analyst

PayJoy - Quito, Pichincha, Ecuador - In-office - posted 2026-10-01

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PayJoy is a mission-driven Public Benefit Corporation providing secured credit solutions to underserved customers in emerging markets. The company has served over 18 million customers as of 2025 and operates profitably through point-of-sale financing, card offerings, and advanced machine learning and anti-fraud AI technology. As a Senior Accounting Analyst, you will be responsible for the day-to-day accounting operations and financial reporting for the organization. Your key responsibilities include reviewing daily transactions across accounts payable, accounts receivable, general ledger, and bank reconciliations. You will participate in both external and internal tax and audits, prepare financial accounting reports, and perform balance sheet account reconciliations. The role requires reconciling processed work by verifying entries and comparing system reports to daily balances, as well as reconciling and booking complex or non-standard transactions in NetSuite. You will oversee month-end and year-end closing processes, organize financial data into usable information, and maintain up-to-date records. The position involves monitoring the progress of financial and accounting objectives, establishing accounting policies and procedures aligned with company objectives, and ensuring compliance with local accounting regulations. You will also review tax return calculations to confirm accuracy and compliance with accounting regulations. This is a hands-on role that combines transaction processing with strategic accounting responsibilities, requiring strong technical skills and deep knowledge of accounting principles. REQUIREMENTS: - 1–3 years of experience in public accounting or in a role managing high volumes of transactions and account reconciliations - Academic degree in Accounting, Finance, Business Administration, or Auditing; CPA or equivalent certification preferred - Prior experience working with NetSuite or another ERP system - Strong computer skills, particularly MS Excel (spreadsheet management, pivot tables, advanced formulas) - Strong knowledge of accounting principles, laws, and regulations - Excellent analytical skills to manage large volumes of data - Attention to detail and accuracy - Ability to prioritize work - Excellent analytical, problem-solving, and decision-making skills - Intermediate to advanced English and Spanish language proficiency

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