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Obligo is a fintech platform that replaces traditional security deposits with credit-backed and cash-backed alternatives. The company has raised Series B funding and is backed by VCs including 83North, 10D, and Entree Capital. Over $45B sits idle in U.S. security deposits, and Obligo's mission is to unlock that capital for renters while giving property managers a faster, more transparent process.
You will own the renter growth strategy and roadmap, defining how renters experience and choose Obligo across every property management system (PMS) and partner touchpoint. This is a high-impact role at the intersection of a hard problem: renters encounter Obligo inside someone else's product, at a stressful moment, with money on the line. Success requires earning trust in seconds through qualification that approves more renters, flows that explain themselves, and experiments that compound.
Key responsibilities include:
- Own the renter growth strategy and roadmap, setting hypotheses, success metrics, and sequencing
- Drive qualification outcomes with the Data Science team using ML-based models to approve more renters without adding risk
- Run a high-velocity experimentation program across UX and AI-driven experiences, measuring lift rigorously
- Shape how Obligo appears inside RealPage, Yardi, AppFolio, Buildium, and other PMS environments, partnering with proptech and fintech vendors to remove friction
- Design renter programs and incentives that grow adoption while protecting unit economics
- Own the funnel end-to-end and be accountable for open rate, qualification rate, and choice rate
This role spans strategy and execution, sitting at the intersection of Product, Design, Engineering, Data Science, Risk, and Partnerships.
REQUIREMENTS:
- 5+ years in product management, including consumer-facing fintech
- Deep understanding of payments and the competitive fintech landscape
- Highly analytical; ability to pull your own data and distinguish signal from noise
- Strong UX instincts; ability to identify exactly where renters drop in a flow and understand why
- Track record of moving fluidly between strategy and hands-on execution in ambiguous, fast-moving environments
NICE TO HAVE:
- Fluency in how deposits, ledgers, and payments work inside property management systems
- Experience with ML-driven decisioning, underwriting, or risk products
- Experience shipping embedded or partner-distributed consumer experiences