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Product Manager (Global Accounts)

Thunes - Barcelona, Spain - In-office - posted 2026-07-15

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Thunes is a global payments infrastructure company operating a Direct Global Network that enables real-time payments across 130+ countries and 80+ currencies. The network connects to over 7 billion mobile wallets and bank accounts, plus 15 billion cards via 320+ payment methods (GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, AliPay, WeChat Pay, etc.). Clients include Uber, Deliveroo, Grab, WeChat, and numerous fintechs, banks, and payment service providers. As Product Manager for Global Accounts and Payment Rails, you will own the end-to-end product strategy and execution for Thunes' collections and settlement capabilities, with a focus on accelerating Business Payments. You will define the roadmap for multi-currency Virtual Account (VA) capabilities and local payment rail integrations, enabling banks, wallets, fintechs, and merchants to facilitate global payments seamlessly. Key responsibilities include: **Product Strategy & Vision**: Define and own the strategic roadmap for Global Accounts and payment rail integration products. Conduct market research, competitive analysis, and customer interviews to identify new opportunities for collections and settlement products serving fintechs, banks, and merchants. **Payment Rail Execution**: Lead product implementation for integrations with global and domestic payment schemes (SEPA, Faster Payments System, ACH, Direct Debit, FedNow, UPI, PIX, etc.). Translate technical and operational requirements into product features and specifications. Ensure compliance, regulatory adherence, and reconciliation standards for cross-border money movement. **Business Payments Acceleration**: Benchmark and accelerate settlement times across key corridors by minimizing intermediary bank involvement and leveraging real-time payment systems. Drive features enhancing traceability, transparency, and enriched remittance data. Develop solutions for flexible payment initiation and bulk processing for high-volume B2X use cases (supplier payments, payroll, marketplace collections). **Stakeholder Collaboration**: Serve as primary product expert, working closely with Network, Treasury, Finance, Compliance, and Legal teams to ensure operational readiness, liquidity management, and regulatory compliance. Champion the product internally and externally.

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