SlipstreamJobs tracks this role from the company's public career site. Apply directly on the employer's site.
Kin Insurance is seeking a Pricing & Risk Manager to drive profitable growth across new and existing markets. This role owns the full product lifecycle for state-specific homeowners and auto insurance products, from market research and rate analysis through regulatory filings and go-to-market execution.
You will own P&L performance for multiple Southeast states, developing and executing state and product strategies that optimize pricing, coverage, underwriting guidelines, retention, conversion, and customer experience. Key responsibilities include analyzing performance data and competitive intelligence to refine offerings; partnering with actuarial teams on rate-making, forecasting, and risk selection; leading regulatory filings and approval processes; collaborating with technology teams on system enhancements; identifying automation and operational improvements; serving as a subject matter expert on assigned state markets and competitive dynamics; defining and validating product-market fit through quantitative analysis; and leading cross-functional projects from planning through execution.
Success in the first 6–12 months means delivering improved profitability and disciplined growth in assigned state P&Ls, executing rate and product changes smoothly with strong cross-functional alignment and timely regulatory approvals, implementing product enhancements that measurably improve retention/conversion/satisfaction, and becoming a trusted advisor whose insights inform market expansion and competitive positioning decisions.
Kin is a remote-first, venture-backed insurance technology company founded in 2016, serving customers in 13 states with a focus on making homeowners insurance simpler and more affordable, especially in climate-risk-exposed markets. The company has been recognized by Built In Chicago, Forbes (Fintech 50, America's Best Startup Employers), Inc. 5000, and Great Places to Work.
REQUIREMENTS:
- 3+ years of insurance product experience and 4+ years of relevant functional experience
- Bachelor's degree in business management, mathematics, finance, actuarial science, accounting, economics, engineering, or another quantitative discipline
- Direct insurance product management experience with strong understanding of state-level P&Ls, insurance regulations, and product requirements
- Experience with rate-making, forecasting, modeling, competitive analysis, and risk portfolio management
- Ability to operate effectively in fast-paced environments and quickly grasp new concepts and technologies
- Strong project management skills with ability to drive initiatives from strategy through execution
- Clear, persuasive communication skills and ability to influence cross-functional stakeholders
BONUS:
- State management experience in hurricane-exposed states
- Comprehensive understanding of reinsurance structures and key concepts
- Advanced statistical and analytical expertise to optimize risk portfolios and maximize risk-adjusted returns
