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OnePay is a consumer fintech platform backed by Walmart and Ribbit Capital, offering an all-in-one financial services experience including banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto. The company partners with employers, HCM providers, and gig platforms to deliver embedded financial services to millions of employees and frontline workers.
You will own end-to-end product development for a significant new consumer financial product focused on payment flexibility around recurring monthly expenses (rent/payment splitting). This is a zero-to-one opportunity where you define the vision, lead the build, and drive launch and scale. You'll be responsible for the complete product lifecycle from ideation through launch and iteration, defining and driving the roadmap while balancing customer needs against risk, compliance, and business constraints.
Key responsibilities include partnering closely with engineering, design, data, risk, and legal teams to ship a high-quality consumer experience; using data and experimentation to make decisions and drive continuous improvement post-launch; navigating underwriting and regulatory requirements as a collaborative partner to risk and compliance; identifying and managing third-party partnerships and integrations; and representing the product to senior leadership with clear, data-driven perspectives on prioritization and tradeoffs.
You bring 6-12 years of product management experience in consumer fintech or fast-growing financial technology environments, with a demonstrated track record of owning products focused on payment/rent splitting. You have deep comfort working at the intersection of consumer experience and financial product constraints, strong sense of urgency, high ownership mentality, and ability to collaborate across technical, legal, and executive stakeholders. Proficiency with AI tools to accelerate development is valued.
