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Salary: USD 150,936 - 184,478 / annual
EarnIn is a fintech pioneer in earned wage access, enabling paycheck-to-paycheck workers to access their earnings in real-time without mandatory fees, interest rates, or credit checks. The company is backed by top-tier investors including A16Z, Matrix Partners, DST, and Ribbit Capital, and is experiencing rapid growth.
You will join the Corporate Development team as an M&A Analyst, supporting the full lifecycle of mergers and acquisitions transactions. Your responsibilities will include:
• Support end-to-end M&A processes: target screening, due diligence, valuation analysis, and integration planning
• Develop and maintain detailed financial models and perform comprehensive valuation analyses
• Assess the strategic fit of potential acquisition targets
• Conduct industry and market research to identify trends, competitive landscapes, and strategic opportunities
• Analyze financial statements and KPIs to support investment recommendations
• Prepare investment memoranda and presentations for senior management and the board of directors
• Collaborate with internal teams (finance, legal, operations) and external advisors to execute transactions smoothly
• Assist in planning and executing post-merger integration efforts to realize projected synergies
This is a hybrid role based in Mountain View, requiring in-office presence 2-3 days per week. You will work in a fast-paced, deadline-driven environment and play a critical role in shaping the company's strategic direction.
REQUIREMENTS:
• Bachelor's degree in Finance, Economics, Business, or related field
• 2+ years of experience as an Investment Banking Analyst or equivalent
• Demonstrated sell-side experience in M&A transaction execution, including financial modeling, valuation, and due diligence
• Strong financial, research, analytical, and quantitative skills
• Excellent written and verbal communication skills
• Ability to manage multiple projects in a fast-paced, deadline-driven environment
• Collaborative mindset with strong attention to detail
