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CRED is building an exclusive community for India's creditworthy individuals, rewarding members for good financial behavior. As Lead of On-Deck Payments, you will own end-to-end strategy, growth, and P&L for one of CRED's most critical engagement surfaces—high-frequency, transactional payment categories that drive member habit formation and retention.
Your mandate is step-change growth: scaling active transacting members 2–3× by making payment flows habit-forming, low-friction, and trust-reinforcing. The focus is maximizing active transacting members at the lowest cost to serve, while building a compliant, resilient, and scalable business—not short-term monetization.
You will collaborate closely with product, engineering, compliance, and external ecosystem partners to define the future roadmap for the payments category and translate strategy into execution. This role requires someone who believes in solving problems elegantly, moving fast, thinking first principles, and constantly raising the bar. You'll operate within a community of passionate, driven people with the freedom to take big swings and chase meaningful outcomes.
