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Global GM Cards

Aspire - Singapore, Singapore - In-office

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Aspire is a financial operating system for global founders and SMEs, combining banking, software, and automation into a single platform. The company serves over 50,000 startups and growing businesses worldwide, backed by Y Combinator, Peak XV, and Lightspeed, and partners with J.P. Morgan, Visa, and Wise. You will join the Cards team as General Manager, owning the full P&L for the cards business end-to-end. This is a commercially-minded role sitting at the intersection of product, risk, and revenue, with accountability for the entire cards business rather than a single function. Key responsibilities include: - Full P&L ownership: revenue, margin, and cost (interchange income, FX margin, card fees) - Commercial and pricing strategy, including fee structures and network/issuer economics - Growth across card adoption, activation, usage, and cross-sell with other Aspire products - Product roadmap commercial priorities in partnership with Product and Engineering teams - Partner relationships and commercial terms with card networks, issuers, and processors - Program compliance with Risk, Compliance, and Legal (fraud, AML, regulatory rules) - Cross-functional alignment across Sales, Marketing, Operations, and Finance - Forecasting, budgeting, and performance reporting to leadership You will lead a commercially-minded team and drive the cards business as a core revenue driver for Aspire's global platform. REQUIREMENTS: - Proven experience owning full P&L for a cards or payments business with real accountability for revenue, margin, and cost - Strong understanding of card segments, unique selling propositions, and go-to-market approaches - Deep grasp of card economics: interchange, FX margin, network/issuer relationships, and fee structures - Track record of negotiating commercial terms with card networks, issuers, or processors - Comfort operating in compliance and risk-heavy environments (fraud, AML, regulatory rules) without slowing business momentum - Strong cross-functional leadership ability to align Sales, Marketing, Operations, Finance, and Product around shared goals - Sharp forecasting and financial reporting skills with judgment to translate numbers into leadership decisions - Strong grasp of artificial intelligence concepts and ability to apply AI tools (Claude, n8n, etc.) and frameworks to solve real-world problems

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