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Zopa is a fintech company founded in 2005 as the first peer-to-peer lending platform, and launched Zopa Bank in 2020 to redefine banking by putting customers first. The company has been recognized as one of the UK's Most Loved Workplaces.
The FP&A team drives better decision-making across Zopa by translating financial performance into clear, actionable insights. In this role, you will work closely with the Senior FP&A Manager and colleagues across lending, savings, and current accounts products to help them understand performance and anticipate future outcomes.
Key Responsibilities:
- Analyze product performance against plan across lending, savings, and current accounts
- Investigate P&L and balance sheet variances to identify root causes
- Build clear narratives explaining product economics and financial performance to stakeholders
- Identify emerging risks and opportunities for early inclusion in planning discussions
- Support scenario analysis and forward-looking projections for product teams
- Collaborate with FP&A and product colleagues to test assumptions and improve decision-making
- Balance direct-cost analysis, product economics, and broader financial priorities
- Manage competing requests while meeting planning-cycle deadlines
- Ask thoughtful questions, escalate issues appropriately, and continuously improve analysis delivery
As you build product knowledge and stakeholder trust, you will take on greater ownership of the financial narratives and strategic conversations that shape future plans.
Workplace: Hybrid role based in London, requiring 2-3 days per week in the office. Option to work abroad up to 120 days annually (subject to work authorization).
Requirements:
- Experience in banking or financial services
- Hands-on FP&A, financial planning, and forecasting experience
- Ability to interpret financial information across P&L and balance sheet
- Skill in explaining business and financial drivers to support practical decisions
- Strong partnership capability with product and commercial stakeholders
- Curiosity-driven approach to investigating issues and challenging assumptions
- Understanding of financial modeling and scenario analysis
- Ability to handle ambiguity, multiple priorities, and planning-cycle deadlines
- Ownership mindset and willingness to make sensible first attempts at problem-solving
- Commitment to continuous learning and developing influence
Bonus Qualifications:
- Exposure to retail lending, consumer finance, or retail banking products
- Experience with credit risk, pricing, impairments, or valuations
- Familiarity with Anaplan or similar planning systems
- Advanced Excel, SQL, Python, or BI-tool proficiency
- Experience using AI or automation to improve analytical processes
- Relevant accountancy, treasury, risk, or finance qualification (in progress or completed)
