SlipstreamJobs tracks this role from the company's public career site. Apply directly on the employer's site.
N26, a digital banking platform headquartered in Berlin, is seeking a Treasury Senior Associate to join its Barcelona office. In this role, you will autonomously drive core treasury operations, liquidity and cash management, and investments with a primary focus on public sector financing.
Key Responsibilities:
Trade Execution & Portfolio Management: Evaluate potential investment opportunities, price transactions using Bloomberg, execute trades, and log transactions across Front Office tools. You will proactively manage money market products and the short-term book, including Repo and Reverse Repo portfolios.
Liquidity & Reserve Management: Oversee key liquidity functions including Bundesbank cash pooling, Eurosystem minimum reserve requirements, overnight deposits, credit lines, and short-term portfolio hedging. Assess the bank's liquidity position and monitor key KPIs.
Payment Systems & Central Bank Operations: Serve as the primary deputy for key payment and settlement infrastructure (Target, ESMIG, MACCS) and oversee central bank account management.
Audit, Compliance & Governance: Support internal and external audits, enforce compliance with key banking regulations, and drive First Line of Defense (1LoD) risk management. Act as a crucial bridge across Group Risk, Accounting, and Regulatory Reporting to maintain audit readiness and operational stability.
Product & Tech Initiatives: Lead New Product Process (NPP) implementations, vendor onboarding, core banking system enhancements, and automated reporting solutions using SQL.
You will operate with high autonomy in a fast-paced environment, managing the short-term Treasury book and serving as a trusted deputy across core functions.
Requirements:
- Strong background in bank treasury operations, liquidity management, and money markets
- Hands-on experience with Repo/Reverse Repo and hedging preferred
- Bloomberg experience required
- Solid familiarity with Treasury Front Office tools, payment and settlement systems (Target, ESMIG, MACCS)
- Data querying skills (SQL)
- Deep understanding of financial markets and Eurosystem frameworks
- Sound grasp of reserve requirements and key European banking regulations (MaRisk, CRR III, KWG)
- Proven ability to drive cross-functional projects and operate autonomously
