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PayJoy is a mission-driven Public Benefit Corporation providing credit solutions to underserved customers in emerging markets. The company has served over 18 million customers as of 2025 and operates profitably with advanced machine learning, data science, and anti-fraud AI capabilities.
As a Treasury Analyst, you will support all foreign exchange derivatives back-office operations and treasury controls. Your responsibilities include organizing and maintaining derivative documentation (bank confirmations, hedge memos, hedge designations, and hedge effectiveness records) to ensure completeness and traceability. You will update and reconcile treasury systems and trackers, specifically managing FX derivatives data in Kyriba and internal tracking systems to maintain consistency and accuracy.
You will play a key role in supporting SOX-related treasury controls, including segregation of duties, approval workflows, evidence retention, and periodic control reviews. Additionally, you will support the standardization and continuous improvement of treasury processes, internal policies, controls, and standard operating procedures. You will also assist with banking controls such as bank user access reviews, token management, beneficiary validations, and bank account documentation to mitigate fraud and operational risk.
This role is ideal for someone early in their treasury or financial operations career who is detail-oriented, organized, and eager to develop expertise in FX derivatives, treasury management systems, and internal controls frameworks.
REQUIREMENTS:
- Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field
- Basic exposure or interest in treasury, FX, or financial operations
- General understanding of foreign exchange and derivative instruments
- Strong attention to detail, organization skills, and willingness to learn structured processes and controls
- Ability to work with documentation, follow procedures, and support control activities
- Familiarity with treasury management systems (Kyriba)
- Basic knowledge or exposure to Bloomberg or other market data platforms
- Exposure to internal controls or SOX environments
