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Staff Software Engineer

Ripple - San Francisco, CA, United States - Hybrid - posted 2026-09-29

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Salary: USD 212,000 - 265,000 / annual

Ripple is rebuilding its Customer Onboarding Platform as a horizontal platform team serving all Ripple products. This Staff-level engineering role is the technical anchor for a high-impact initiative to modernize years of Salesforce-bound logic into modern, engineering-owned backend services. You will lead the design and development of distributed, cloud-native backend services that power onboarding across Ripple's product suite (Payments, Custody, Stablecoin). Key responsibilities include: - Design and build new backend services from the ground up to power onboarding across multiple products - Migrate core onboarding logic out of Salesforce into resilient, observable services with a dedicated persistence layer - Integrate best-in-class vendors like Persona for KYC/KYB while building the surrounding orchestration, data flows, and service layer - Design systems and data models that make onboarding scalable, observable, and reliable across products - Partner with Product, Compliance, and other engineering teams to design scalable orchestration and data pipelines - Build platform capabilities that enable faster onboarding with fewer customer touchpoints while preserving trust and compliance - Contribute to foundational data modeling work that will feed into Ripple's future identity platform - Champion engineering excellence in code quality, testing, and operational practices - Mentor engineers and help grow a lean, high-impact team This role offers significant technical leverage: everything you create will serve multiple Ripple products and touch every new customer. You'll tackle the hard work of unwinding technical debt while designing systems built to last, and you'll shape Ripple's architecture by influencing company-wide technical direction. Ripple operates with 10+ days per month in-office collaboration, with flexibility for teams to decide their schedule. The company offers competitive salary, equity, comprehensive benefits including healthcare, retirement, family support, generous vacation, R&R days, and industry-leading parental leave. REQUIREMENTS: Required: - Deep backend engineering experience in modern, cloud-native, distributed systems - Exposure and willingness to work with frontend frameworks (React, Vue, etc.) for full-stack capability - Proven track record designing and delivering large-scale systems in complex environments - Strong API design and integration skills (REST and/or gRPC) - Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS) - Comfort navigating and reducing technical debt while delivering business value - Leadership skills: can set technical direction, mentor others, and influence cross-team decisions Preferred (Not Required): - Experience with Java + Spring Boot (candidates from other backend stacks like Go, Kotlin, C#, Python, Rust welcome if able to quickly learn JVM technologies) - Event-driven architecture (Kafka, SNS/SQS, etc.) - Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance-heavy systems

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