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Distro seeks a Senior Retirement Benefits Specialist to provide advanced administrative support for client-sponsored retirement plans, including 401(k) Multiple Employer Plans (MEP) and Pooled Employer Plans (PEP). This role is based in Michigan and is on-site.
You will manage day-to-day plan operations, handle complex compliance matters, and support annual Form 5500 audits. Key responsibilities include performing advanced daily plan administration (contribution corrections, distribution and loan reviews, exception processing), serving as a subject-matter expert for internal and external 401(k) inquiries, validating audit data and coordinating with auditors and vendors, assisting with MEP/PEP conversions and vendor due diligence, creating and refining process documentation for 401(k) procedures, facilitating specialized plan projects such as Small Account Force-Outs (SAFO), and coordinating across Payroll, Sales, Client Relations, and other Retirement team members.
You will also provide technical guidance, resolve escalated vendor issues, and mentor other Retirement team members. Additional responsibilities include building collaborative relationships across disciplines, staying current on best practices through webinars and training, and completing assigned projects.
You should have strong knowledge of ERISA and DOL retirement plan rules, demonstrated competency in computer operations (data entry, file management, multi-platform navigation), ability to read and interpret retirement plan documents and regulations, skilled written communication, professional interpersonal skills, sound judgment and adaptability, exceptional organization and attention to detail, effective task prioritization in fast-paced environments, ability to work both under supervision and independently, adaptability to process and regulatory changes, strong work ethic and integrity, and proficiency with Microsoft Office (Outlook, Teams, Excel, Word, PowerPoint) with ability to learn new applications.
REQUIREMENTS:
- Associate's degree or equivalent combination of experience, skills, and education (including non-traditional programs, certifications, or job training)
- 3+ years of retirement plan administration experience
- Proven ability to work with large datasets in Excel
- Payroll experience is a plus
- MEP/PEP administration experience preferred
- Professional Employer Organization (PEO) experience is a plus
- Professional credentials such as ASPPA, NIPA, or CEBS preferred, or willingness to earn one within 12 months
