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Scratch Financial is a Series C fintech startup transforming veterinary care financing. The company operates two main products: Scratch Pay (point-of-sale lending and BNPL solutions) and Scratch Checkout (payment processing integrated with veterinary practice management software). With 15,000+ partner practices across the US and Canada, Scratch is the fastest-growing financing provider in veterinary care.
As a Senior Fullstack Developer on the Originations/Lending team, you will architect, design, and implement systems across the Scratch ecosystem. Your responsibilities include building multi-step application processes, backend risk assessment engines, payment processing infrastructure, public-facing APIs, and event-based integrations. You'll write clean, maintainable code across both backend services and frontend components, directly contributing to key projects that support the lending business and third-party integrations.
You will be responsible for ensuring code quality and test coverage through end-to-end testing, growing and improving CI/CD pipelines, and collaborating with cross-functional teams to deliver innovative solutions. The role emphasizes new product development, with opportunities to shape how pet healthcare payments are processed and financed. You should be innovative, open to change, and committed to delivering high-quality solutions that meet client needs.
