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OnePay is a consumer fintech platform backed by Walmart and Ribbit Capital, offering an all-in-one financial services experience combining banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto. The company also partners with employers, HCM providers, and gig platforms to deliver embedded financial services to millions of employees and frontline workers.
The @Work team is responsible for OnePay's employer benefit features, including Instapay, savings, and budgeting tools. As a Software Engineer, Product, you will build simple and beautiful experiences for people's crucial daily interactions with their money, earnings, and pay schedules.
Key responsibilities include:
- Lead technical design and implementation for projects powering the @Work platform
- Set architectural standards and ensure best practices in code quality, performance, and scalability
- Partner closely with product, design, and operations to shape and deliver @Work product strategy
- Oversee optimization of systems for reliability, security, and scalability
- Own technical decision-making, balancing rapid delivery and sustainable solutions
The tech stack includes Node and TypeScript on the server with NestJS framework in a microservice-oriented architecture running on Kubernetes and AWS. Client-side development uses React Native for iOS, Android, and web platforms. The team embraces AI-assisted development with tools like Claude Code or Cursor.
OnePay values speed, urgency, and exceptional execution. The culture emphasizes people who are ready to run, hungry and driven, exceptional at their craft with low ego, and comfortable operating in motion.
Compensation and benefits include competitive base salary, stock options, health benefits from Day 1, 401(k) plan with company match, remote-friendly work arrangement, flexible time off, and opportunities for growth in a high-growth, mission-driven, inclusive culture.
REQUIREMENTS:
- 5+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services
- Solid hands-on full-stack engineering skills with proficiency in backend architecture and modern frontend frameworks
- Experience designing or working on reliable, secure, and high-performance systems, ideally in payments, earned wage access (EWA), or other regulated consumer finance domains
- Clear communication skills and collaborative working style
- Initiative and growth mindset; eager to learn and contribute as a team player
