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Software Engineer II

Earnin - Bengaluru, India - Hybrid - posted 2026-08-06

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EarnIn is a fintech pioneer in earned wage access, enabling users to access their earnings in real-time without mandatory fees, interest rates, or credit checks. The company is backed by top-tier investors including A16Z, Matrix Partners, DST, and Ribbit Capital, with a healthy core business and strong runway. We are seeking an experienced mid-level backend engineer to join our Bengaluru office on a hybrid basis (2 days on-site). You will work cross-functionally across teams to design and develop robust backend services at scale. Key responsibilities: - Design and implement features for large-scale systems - Break down complex problems into elegant solutions and write high-quality, maintainable code - Create and maintain test automation for continuous integration and development velocity - Design and deliver REST APIs that drive interactions between client applications and backend services - Learn and implement new technologies quickly - Participate in design reviews and iterate on improvements - Debug production issues across the services infrastructure and stack - Think critically about distributed systems and care deeply about code quality Required qualifications: - 3+ years of software engineering experience - Bachelor's, Master's, or PhD in computer science, computer engineering, or related technical discipline (or equivalent industry experience) - Proficiency in at least one modern programming language (C#, Kotlin, Java, Python, Go, Scala) - Hands-on experience with databases (DynamoDB, MySQL, ElasticSearch) and data pipeline technologies - Experience with CI/CD tools - Strong functional and integration testing experience - Excellent written and verbal communication skills - Experience with AI-assisted development tools (Copilot, Cursor, LLMs) - Ability to thrive in fast-paced, dynamic environments with bias toward action and results Desirable qualifications: - Experience with Kubernetes, microservices, and event-driven architecture - Background in payments or fintech EarnIn offers healthcare, internet/cell phone reimbursement, learning and development stipends, and potential travel opportunities to the Mountain View headquarters. Note: visa sponsorship and immigration support are not available for this position.

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