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Software Engineer - Backend/Funds Transfer *EU/UK remote* (m/f/d)

Pliant - Remote - Remote - posted 2026-07-24

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Pliant is a Berlin-based European fintech specializing in B2B payment solutions. The company provides a modular, API-first platform that helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Founded in 2020, Pliant is a licensed e-money institution (EMI) that issues Visa-powered credit cards in 11 currencies across 30+ countries, serving over 4,000 businesses and 20+ partners globally. You will join the Funds Transfers team, which owns the core financial logic driving every money movement across Pliant's platform. This includes settlements, drawdowns, customer top-ups, pay-ins, and billing before they touch external payment rails. The team orchestrates issuer settlements, refinancing mechanisms, and complex liquidity flows across multiple markets, entities, and regulatory models. Key responsibilities include: collaborating on technical initiatives and epics from conception to production-ready code; actively shaping technical direction and system architecture; ensuring scalable, maintainable, and secure microservice architecture; participating in on-call rotation and system support; maintaining a knowledge-sharing culture through documentation (RFCs, ADRs) and grooming meetings; and working closely with product managers, engineering managers, and frontend engineers to deliver high-quality features. The tech stack is Java, Spring Boot, AWS, PostgreSQL, and Kafka. The team includes backend and frontend engineers, a product manager, and an engineering manager. Required qualifications: 5+ years of relevant experience with Java and Spring Boot (or equivalent); expertise in building testable, maintainable, and extendable systems; strong problem-solving skills; proficiency with REST APIs and event-driven communication patterns; proficiency with relational databases (preferably PostgreSQL); and experience with AWS and Docker. Bonus qualifications include Infrastructure as Code (IaC), deep architectural experience, and mentoring experience. Pliant offers competitive remuneration (adjusted for experience and geography), choice of OS, flat hierarchy with transparent communication, remote work flexibility, monthly mobility benefit, Wellhub membership, and a Pliant Card with monthly credit.

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