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LemFi is a Series B fintech company building a financial platform for the Global South, enabling immigrants to send remittances, manage multi-currency accounts, access payments and credit, and build long-term wealth. The company processes over $1B in monthly transactions across 30+ countries and serves millions of users globally.
As Senior Technical Accountant, you will report to the Head of Financial Control and Reporting and serve as LemFi's authority on accounting treatment across the organization. This is a hands-on technical role combining policy development, complex accounting judgements, and operational implementation.
Key responsibilities:
- Own and maintain the Group accounting policy manual across US GAAP, FRS 102, and local frameworks, updating as standards and business evolve
- Write clear, defensible technical papers on key judgement areas including revenue recognition (fees and FX), credit losses (CECL and IFRS 9), safeguarded customer funds, and share-based payments
- Assess accounting treatment for new products, markets, partnerships, and funding facilities before launch, collaborating with Product, Legal, Tax, and Treasury teams
- Lead technical audit engagement: serve as primary contact for auditors on complex judgement areas, close out audit findings, and prevent material audit adjustments
- Define transaction accounting rules for fees, FX, chargebacks, settlements, and processor flows; work with Finance Transformation to embed these rules into NetSuite posting logic and automated controls
- Maintain US GAAP to statutory reconciliation, support consolidation with the Financial Reporting and Consolidation Manager, and ensure consistency of intercompany recharges across the Group
- Manage a prioritized technical accounting log reviewed monthly with Financial Control and Finance Operations leads
The role is based in London or Dublin with dedicated time in either hub.
Requirements:
- ACA, ACCA, CPA or equivalent professional accounting qualification with 7+ years of post-qualification experience
- Background in Big 4 (or similar) audit, ideally in financial services, or in a technical accounting team in-house
- Direct experience in remittance, payments, e-money, or similarly regulated financial services business (as auditor or in-house)
- Strong technical knowledge of US GAAP and solid working knowledge of FRS 102 or IFRS
- Experience with credit loss accounting under CECL or IFRS 9
- Clear, concise technical writing ability and confidence to defend positions with auditors and senior stakeholders
- Hands-on approach: comfortable posting complex journals and writing supporting policy papers
Nice to have:
- US GAAP consolidation experience for multi-entity international groups
- Experience designing accounting rules for ERP or automation projects, ideally NetSuite
- Exposure to share-based payments, debt facilities, or equity fundraising accounting
