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Senior Staff Accountant

Scratch Financial - Remote - Remote - posted 2026-10-13

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Salary: USD 120,000 - 130,000 / annual

Scratch Financial is a late-stage venture-backed fintech company based in Pasadena, California, serving as the payment partner for veterinary practices. The company operates two main products: Scratch Pay (point-of-sale lending including BNPL and payment plans) and Scratch Checkout (integrated payment processing). With 17,000+ partner practices across the US and Canada, Scratch is the fastest-growing financing provider in veterinary care. As Senior Staff Accountant, you will be a core partner to the Director of Accounting/Controller, primarily supporting daily, weekly, and monthly accounting and reconciliation for the payments processing business while also supporting month-end close tasks across the entire organization. Key Responsibilities: - Pull and analyze transactions from BigQuery database, transform data in Google Sheets/Excel, and import entries into QuickBooks Online for the payments processing business - Calculate, run, and analyze monthly billing for payments processing, including AR tracking and timely payment entry into QuickBooks Online - Reconcile payments processing activity by clinic and clinic consolidators monthly, analyzing discrepancies and working with Product and Revenue Teams to resolve differences - Own defined month-end close tasks including journal entries, accruals, and required schedules - Support month-end close for the lending business, including journal entries and account reconciliations; serve as backup for daily and monthly lending reporting - Assist in preparing audit schedules and provide support for annual and other financial audits - Execute special projects as assigned by the Director of Accounting/Controller Requirements: - Bachelor's degree in Accounting or Finance - Working knowledge of US GAAP and accrual accounting - Hands-on experience with month-end close and balance sheet reconciliations - Advanced Excel skills, including lookups, pivot tables, and working with large transaction files - Proficiency in Google Workspace, especially Google Sheets, Docs, and Drive - High attention to detail Nice to Have: - Experience with QuickBooks Online (Advanced preferred), including bulk journal entry and transaction imports - Ability to write and run queries in Google BigQuery or similar SQL tools - Experience in payments, merchant services, fintech, or lending - Exposure to multi-currency accounting or Canadian operations - Experience with loan servicing platforms such as LoanPro - Experience with Stripe or related platforms - CPA or progress toward CPA certification

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