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Senior Software Engineer – IT Banking & Payment Operations

Auxmoney - Düsseldorf, NW, Germany - Hybrid - posted 2026-09-24

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Auxmoney, a FinTech innovator, is seeking a Senior Software Engineer to join the Banking & Payment Operations team. You will work in a cross-functional, agile environment developing scalable and secure financial solutions that handle loan accounting and cash flows between investors and borrowers. Key Responsibilities: - Design and evolve system architecture to address scalability, reliability, and long-term maintainability challenges - Build secure, scalable, and cost-efficient solutions while maintaining high coding and documentation standards - Break down complex initiatives into manageable workstreams and deliver incremental value through iterative development - Contribute to a service-oriented, event-driven architecture using Kafka - Share knowledge, improve team practices, and mentor team members on technical excellence - Collaborate with product and business teams on design reviews and problem-solving - Take ownership of challenging projects and guide technical direction - Balance short-term delivery with long-term system sustainability - Gain deep insights into FinTech business processes and help shape solutions with real impact - Work remotely from anywhere in Germany with only two office visits per year required Requirements: - Several years of hands-on experience with object-oriented programming, preferably PHP - Strong MySQL database expertise - Experience with Kubernetes, Docker, and CI/CD pipelines - Familiarity with Kafka and event-driven or service-oriented architectures (preferred) - Knowledge of PHPUnit or Cypress for testing - Experience with monitoring and performance optimization tools (e.g., New Relic) - Proficiency in Git version control - Interest in financial systems and FinTech development (preferred) - Product-oriented mindset focused on delivering measurable user and business value - Strong English communication skills (German is a plus) - Collaborative approach and ability to work effectively in cross-functional teams

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