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Salary: USD 164,000 - 227,000 / annual
Chime's Cards organization is hiring a Senior Software Engineer to help scale and evolve their cards portfolio. In this role, you will drive technical design and architectural decisions while mentoring engineers and fostering cross-functional collaboration. You'll lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts.
Key responsibilities include:
- Driving technical design and architectural decisions while mentoring engineers and fostering cross-functional collaboration
- Leading and contributing to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts
- Building and maintaining robust, low-latency APIs and backend services that power Trust and Safety platforms
- Becoming the domain expert in platform architecture, providing technical decisions and solutions to refine maturing platforms
- Partnering with data engineers, analysts, and product managers to ship impactful features that enhance member protection and experience
- Improving platform reliability and performance through thoughtful system architecture, observability practices, and automation
- Evolving experimentation, policy lifecycle, and ML integration capabilities to support smarter and faster decision-making at scale
- Participating in on-call rotation, which may include responding to incidents outside regular working hours
Chime is a financial technology company (not a bank) that empowers members to take control of their finances through user-friendly tools and intuitive platforms. The company has helped millions unlock their financial potential through services like savings accounts, lending, and financial planning tools.
The role offers a hybrid work arrangement with four days per week in the office and Fridays from home for those near an office location. Full-time employees receive competitive benefits including comprehensive health, financial, and wellbeing coverage, generous vacation policy, up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents, annual wellness stipend, and 1% of time off to support local community organizations.
REQUIREMENTS:
- 5+ years of experience developing software in a production environment at scale
- Prior experience serving as a technical lead for a team and on complex projects—driving architectural decisions, coordinating execution, and aligning cross-functional teams
- Proven experience with Ruby on Rails or comparable frameworks
- Experience with transactional databases and caching systems
- Deep understanding of architectural patterns for large-scale web applications
- Commitment to mentoring engineers and fostering team development
- Appreciation of maintainable and well-tested code
- Curiosity and passion for diving deeply into system architectures and technical challenges
- Experience in fast-paced or early-stage environments is a strong plus
