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PayJoy is a mission-driven Public Benefit Corporation providing credit solutions to underserved customers in emerging markets. The company uses proprietary technology and advanced machine learning to deliver secured credit products, serving over 18 million customers while maintaining profitability.
As a Senior Software Engineer, you will develop PayJoy's core locking technology that combines proprietary systems with data-driven approaches to deliver credit-based products in emerging markets. Your responsibilities span full-stack development including world-class app design, web frontend and backend systems, and partner API integrations.
You will work on the technical foundation that enables PayJoy's point-of-sale financing and card offerings, leveraging cutting-edge machine learning, data science, and anti-fraud AI systems. The role requires deep technical expertise in building scalable, secure systems that serve millions of users across emerging markets.
This is an opportunity to join a profitable, high-impact fintech company at a senior technical level, contributing to financial inclusion and stability for underserved populations while working with advanced technology stacks and complex data challenges.
