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Salary: USD 124,000 - 186,000 / annual
Hippo is seeking a Senior Product Manager to own the Underwriting Platform charter—a strategic, high-impact role at the intersection of risk, technology, AI, and business growth. You will be responsible for the end-to-end underwriting platform, including the rules engine, risk and underwriting models, and AI-powered workflows.
STRATEGY & VISION
Define and own the multi-year product strategy and vision for Hippo's Underwriting Platform, spanning the rules engine, risk and UW models, and AI/agentic workflows. Identify opportunities to modernize and scale UW infrastructure to directly improve loss ratio, underwriting accuracy and efficiency, and speed-to-market for new risk appetite changes. Influence and shape company-level prioritization decisions for the UW platform, building alignment across product, engineering, and business leadership without direct authority. Stay ahead of emerging trends in insurtech, AI, and risk modeling—translating them into a roadmap that positions Hippo competitively.
EXECUTION & DELIVERY
Own the end-to-end product lifecycle for the UW platform: discovery, prioritization, requirements, delivery, and post-launch performance. Lead cross-functional execution of major platform initiatives, partnering with Engineering, Data Science, Actuarial, and Underwriting to deliver on time and with quality. Translate complex business and risk requirements into crisp, actionable PRDs, user stories, and acceptance criteria. Drive measurable outcomes—own the metrics that matter, including loss ratio impact, underwriter efficiency, model accuracy, and automation rates.
BUSINESS & STAKEHOLDER PARTNERSHIP
Serve as the primary bridge between the Underwriting and Actuarial business teams and the Engineering organization—deeply understanding business needs and enabling tech to meet them. Build strong partnerships with business stakeholders, earning trust through consistent delivery, clear communication, and a genuine understanding of underwriting and risk. Communicate strategy, tradeoffs, and outcomes to leadership with narratives grounded in data and business impact.
PLATFORM & AI ENABLEMENT
Drive the evolution of Hippo's rules engine—enabling faster, safer, and more auditable changes to underwriting logic. Partner with Data Science to integrate risk models into the underwriting workflow, shortening the feedback loop between model development and production deployment.
REQUIREMENTS
• 7+ years of experience in product management, including full ownership of the product backlog and leading the end-to-end software development lifecycle in collaboration with a team of at least four engineers, delivering impactful and user-focused solutions.
• Experience working with or building risk platforms, rules engines, ML models and/or decision automation systems. You understand how these systems work and what it takes to evolve them safely.
• Proven track record of bridging the gap between business and engineering—translating ambiguous business problems into clear technical requirements, and helping engineering teams understand the 'why' behind the work.
• Demonstrated track record of directly improving risk and efficiency metrics—loss ratio, case handling time, automation rates, etc.—at meaningful scale.
