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Senior Product Manager, Payments

Navan - Berlin, Berlin, Germany - Hybrid

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Navan is seeking a Senior Product Manager to own the vision, strategy, and execution of its Payments platform, which powers billions of dollars in transaction volume for thousands of companies globally. This role sits at the intersection of product innovation, financial infrastructure, and international expansion, defining how Navan moves money, manages banking and payment partner relationships, and scales payments capabilities into new markets. Key Responsibilities: - Own the end-to-end experience for Navan Expense payments and payouts, from bank account configuration through payment routing, settlement, and reconciliation. - Build and manage intelligent systems optimizing for speed, reliability, cost, and compliance across multiple payment rails. - Establish strategic relationships and integrations with banking partners, payment service providers, and fintech infrastructure companies. - Lead expansion of Navan's payments capabilities into new geographies, navigating regulatory and compliance requirements, local banking infrastructure, and currency exchange dynamics. - Collaborate cross-functionally with Engineering, Operations, Design, Finance, Legal, Risk, and Go-To-Market teams to deliver high-impact features from conception through launch. - Maintain a prioritized roadmap focused on maximizing customer value while managing technical complexity and risk. - Use data and analytics to inform decisions, track success metrics, and continuously optimize payment performance. About Navan: Navan (Nasdaq: NAVN) is a global AI-powered business travel and expense platform serving frequent travelers and finance teams. The company has been recognized as a Best Place to Work by Built In (2023–2026), a G2 Best Global Software Company (2025–2026), Forbes Cloud 100 (2022–2025), and CNBC Disruptor 50 (2022–2025). Workplace: Navan operates a hybrid model with employees expected to work from the office four days per week. The company invests in global office spaces across the U.S., Europe, and Asia, with in-office perks including company-provided lunches and happy hours. Requirements: - Minimum 5 years of product management or equivalent experience - Strong product taste, judgment, and design thinking - Proven ability to lead cross-functional teams toward ambitious goals with agency and urgency - AI fluency, using AI tools to accelerate workflows and drive impact - Strong systems thinking to design scalable infrastructure supporting current and future growth Preferred Experience: - Experience with banking partnerships, payment service providers, or embedded finance platforms - Knowledge of international payments and regulatory frameworks across multiple geographies - Background in high-growth fintech or B2B financial services - Technical degree or background enabling deeper engagement with engineering teams

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