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Flock is an AI-first insurtech company transforming motor fleet insurance through telematics, real-time data, and advanced analytics. Recently acquired by Admiral (May 2026), Flock combines startup agility with the backing of the UK's leading motor insurer. The company's mission is to proactively prevent crashes and keep drivers safe, paying out millions annually to fleets that improve safety outcomes.
As Senior Motor Fleet Underwriter, you will manage a large business portfolio while leveraging advanced analytics and AI to assess risk, optimize underwriting processes, and create tailored policies for fleet clients. You'll have autonomy to mentor junior team members, contribute significantly to team targets, and help unlock growth into new market segments and emerging mobility trends. Your role bridges traditional underwriting expertise with cutting-edge technology—you'll use AI to extract risk data from submissions, triage cases faster, and accelerate quoting, while maintaining your own judgment on critical decisions.
Key responsibilities include:
- Manage and develop a substantial business portfolio of motor fleet insurance accounts
- Build and maintain strong relationships with insurance brokers
- Mentor and actively train members of the Underwriting and Operations teams
- Collate data and provide analytical support to the Head of Underwriting for portfolio monitoring and analysis
- Provide feedback to continuously improve risk information gathering processes for frictionless quoting and onboarding
- Identify opportunities to enhance policy wording and coverage offerings
- Stay current with rapidly evolving market trends and emerging products in Motor Fleet insurance
- Work collaboratively with product teams on product, process, and customer journey enhancements
- Champion AI adoption in underwriting workflows while maintaining sound judgment
The role is hybrid, typically three days per week in the Central London office (near Moorgate and Liverpool Street), with flexibility for longer commutes. Client site visits, conferences, and broker office visits count toward office days.
REQUIREMENTS
Essential:
- Extensive experience underwriting motor fleet insurance
- Track record of building strong relationships with insurance brokers
- Ability to collate data and support portfolio monitoring and analysis
- Capability to provide feedback and improve risk information gathering processes
- Experience identifying policy wording and coverage improvements
- Knowledge of rapidly evolving Motor Fleet market trends and products
- Proven ability to train and develop underwriting and operations team members
- Comfort using AI in underwriting work (risk extraction, quoting acceleration) while maintaining independent judgment
Preferable:
- Experience managing large corporate customer accounts
- ACII qualification or working toward it
- Experience collaborating with product teams on roadmap enhancements
