SlipstreamJobs tracks this role from the company's public career site. Apply directly on the employer's site.
Allica Bank is the UK's fastest-growing fintech firm, focused on serving established SMEs with underserved lending needs. The Growth Finance division offers asset-based lending (ABL) solutions with facility sizes between £1m–£10m, launched in 2023 and rapidly expanding.
The Regional Lead – ABL Origination role is responsible for driving new business origination to meet and exceed portfolio growth targets while maintaining disciplined risk management. This is a hands-on position within a small, collaborative team that values initiative and resilience.
Key responsibilities include:
- Contributing to new business volume and income targets for Growth Finance based on individual targets
- Assessing opportunities thoroughly, identifying risks and mitigants, and preparing credit submissions
- Building and maintaining a network of professional introducers (corporate finance advisors, debt advisory professionals, specialist brokers)
- Developing the bank's regional profile and market presence
- Collaborating across Growth Finance and the wider bank to ensure cohesive regional strategy
- Working with product and operations teams to inform software and process improvements
- Advocating for the Growth Finance product internally
- Ensuring compliance with policies and maintaining strong internal controls
The role requires deep expertise in working capital financing for SMEs, including facility structuring, documentation, and collateral assessment (receivables, inventory, real estate, fixed assets). You will interpret financial statements, assess funding requirements, model sensitivities, and understand the operational and risk aspects of asset-based lending. Strong stakeholder management skills and a track record of building trust-based relationships are essential. You must be able to structure lending proposals, respond to customer requirements, and write compelling credit applications.
Allica offers flexible and hybrid working options, full onboarding and development support, pension contributions, discretionary bonus, private health cover, life assurance, and family-friendly policies.
Requirements:
- Deep, established understanding of working capital financing in the SME sector
- Knowledge of facility structuring and documentation
- Established network of potential introducers in Debt Advisory/Corporate Finance
- Ability to interpret detailed financial information (balance sheets, cash forecasts) and model sensitivities
- Experience assessing and monitoring collateral classes (receivables, inventory, real estate, fixed assets) and understanding associated risks and controls
- Understanding of operational aspects of business finance and asset-based lending
- Strong stakeholder management and relationship-building track record
- Ability to structure lending proposals, respond to customer requirements, and write effective credit applications
