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Salary: USD 160,000 - 210,000 / annual
Thatch is transforming healthcare benefits by giving employees real healthcare budgets to choose plans that fit their lives, while providing employers with predictable, controllable costs. The company solves complex problems across healthcare, payments, and technology.
The Financial Infrastructure (Finfra) team builds the systems that hold, move, and account for money across Thatch—from employer funding and insurance premiums to member reimbursements and card transactions. As Product Manager for Finfra, you will own the strategy and roadmap for Thatch's financial infrastructure, balancing reliability, unit economics, and new product opportunities.
Key responsibilities include:
- Owning the strategy and roadmap for financial infrastructure, balancing reliability, unit economics, and new product opportunities
- Building and evolving a unified ledger as a trusted system of record for reconciliation, reporting, and treasury operations
- Making money movement more reliable and scalable, from premium payments and reimbursements to card transactions and banking integrations
- Improving the economics of how funds are held and moved, including treasury management, yield optimization, and transaction cost reduction
- Evaluating opportunities in card issuing, credit, and other financial products, making thoughtful decisions about what to build versus partner on
- Partnering with Engineering, Finance, Operations, Legal, and Compliance to design systems that are scalable, auditable, and meet regulatory requirements
You will work in a culture that values ownership, trust, speed, continuous learning, and solving hard problems together regardless of team or title.
REQUIREMENTS:
- 5+ years of product management experience building payments, banking, or financial infrastructure products
- Deep understanding of financial systems, including money movement, ledgers, reconciliation, or banking infrastructure
- Strong technical fluency with experience working closely with engineers on APIs, data models, and system design
- Experience building in regulated environments where reliability, accuracy, and compliance are critical
- Strong product judgment and financial instincts; ability to understand business impact of technical decisions and navigate trade-offs
- Track record of owning complex products end-to-end, bringing clarity to ambiguity, and delivering meaningful results
EXPERIENCE THAT STANDS OUT:
- Building double-entry ledgers, reconciliation systems, or other core financial infrastructure
- Working with FBO or omnibus accounts, sponsor banks, or banking-as-a-service platforms
- Launching card issuing, credit, or lending products
- Improving treasury operations, float management, or payment economics
- Navigating complex integrations with banking and financial technology partners
