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Loan Operations Analyst

Funding Circle - London, United Kingdom - Hybrid - posted 2026-10-23

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Funding Circle is a fintech platform that uses data-driven technology to provide fast funding to UK small businesses. This is a high-volume operations role focused on loan application processing and risk management. You will review and process loan applications to enable rapid funding decisions. Key responsibilities include: reviewing financial accounts, bank statements, and risk reports; completing know-your-customer (KYC) checks during borrower onboarding and escalating cases to AML and Fraud teams as needed; using third-party systems to gather applicant and business information; performing rigorous quality assurance by reconciling loan documents and internal system data for completeness and accuracy; working collaboratively within a team environment; and proactively identifying and mitigating risks, issues, and control weaknesses. The role is based in London on a hybrid basis (3 days in office). Funding Circle is a public fintech company with the energy of a startup, offering autonomy and meaningful impact—last year, businesses on the platform generated £7.2bn for the UK economy. The company emphasizes a high-performing, supportive culture and is recognized as one of The Sunday Times Best Companies to Work For 2026. Benefits include a flexible benefit allowance, private medical and dental, health assessments, digital GP access, life assurance, share schemes, financial coaching, annual learning allowance, electric car and cycle-to-work schemes, season ticket loans, and award-winning parental leave policies. REQUIREMENTS: - Minimum 6 months experience in a high-volume operations or administrative role - Ability to work to deadlines and business goals in a fast-paced, dynamic environment - Excellent attention to detail, self-motivation, strong organizational skills, and ability to follow procedures - Ability to complete repetitive tasks - Willingness to learn and adapt with evolving policies and procedures - Desirable (not essential): familiarity with financial documents, bank statements, and identification documents - Ability to proactively identify ways to use Generative AI to streamline daily tasks and improve personal productivity - Confident using approved AI tools safely and effectively to enhance output

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