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Revolut is a fintech company on a mission to deliver more visibility, control, and freedom to its 80+ million customers through products spanning spending, saving, investing, exchanging, and travel. The company operates globally with 13,000+ employees and is certified as a Great Place to Work.
You will lead the first-line risk, compliance, and internal controls function for Revolut Europe Bank. This is a strategic leadership role responsible for building and scaling dedicated teams while establishing an automated, end-to-end operational and compliance risk management system.
Key responsibilities include:
- Building and scaling first-line risk, compliance, and control teams across Revolut Europe Bank
- Owning the first-line Risk and Compliance function to ensure products and processes meet regulatory requirements throughout their lifecycle
- Chairing the New Initiatives Committee to govern and approve operational changes and rollouts
- Defining and enforcing first-line risk appetite across core product offerings to balance growth with control
- Designing a scalable internal control framework with standardized data, automated testing, and robust governance
- Embedding automated preventative and detective controls into the product lifecycle in collaboration with Product teams
- Implementing continuous monitoring processes with automated alerts for control deficiencies and swift remediation
- Analyzing complaints and support data to identify and eliminate systemic issues
- Maintaining regulatory engagement and fostering relationships with second and third lines of defence
- Supporting strategic control planning and Revolut Europe Bank objectives
Requirements:
- 8+ years managing operational risk, compliance risk, and internal controls in high-growth fintech, retail banking, or complex matrix financial institutions
- In-depth knowledge of European regulatory requirements, consumer protection frameworks, financial promotions rules, and product governance standards
- Solid understanding of governance and experience working effectively with second and third lines of defence
- Expertise in control implementation, continuous automated testing, RCSA management, and root-cause issue remediation
- Ability to transform processes from first principles and challenge existing approaches
- Strategic planning skills to manage complex cross-functional interdependencies
- Excellent communication skills for explaining complex technical risks to executive stakeholders
- Strong analytical and problem-solving skills to identify control vulnerabilities
- Proven ability to balance thorough risk mitigation with rapid business execution
